THE WEDDING EXPO

Old Mutual

why travel insurance is vital for your small business

At some point in our lives, we need to prepare for travelling. Our travels can take us to some amazing destinations, to places we have never seen before, creating memories for life. Whether for business or leisure, an often forgotten “to do list” item is travel insurance.

travel insurance is vital-main

While you’re on a work trip the last thing you want is to arrive at your business destination, only to realise that your luggage bag has not arrived, or your trip has been cancelled due to a flight cancellation.

That’s why it is so important for SMME’s to conduct thorough market research or consult their insurance brokers to identify the risks their businesses face so that they can choose the correct insurance product that will adequately cover them and their employees.

According to the 2016 Global Advisor study by the UK market research company, “ill health is the chief disrupter of travel and the risk that prompts most travel insurance sales.” Due to the number of incidents that can take place before, during or after your travels, it is essential to make sure you have travel insurance during your business or leisure travels to put your mind at ease.

As the travel risks become more complex - from medical evacuations to terrorist attacks, the cost of these risks on the business continue to grow and SMME’s need to know where to place their hard earned money to safeguard themselves and their employees against possible harm. By managing risk through proper travel insurance cover, SMMEs can ensure that their companies remain profitable and sustainable through potentially devastating setbacks.

Travelsure can benefit individuals travelling locally or abroad, by covering international emergency medical expenses, baggage and travel delays, personal liability claims, cancellation or postponement of a trip and personal accident claims.

Travelsure has an online business product which is available for a free quote and allows you to purchase insurance in just four easy steps. For SMMEs that require annual policies or with more complex travel insurance needs, you can contact the Travelsure team for assistance at: travelsure.corporate@ominsure.co.za.

 

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