essential travel insurance tips for your dream honeymoon
Traveling for the first time officially as a married couple is an exciting experience. From exploring different cultures with your partner to building memories that will last a lifetime, there is so much to look forward to!
However, for some people, going on vacation (especially as a couple) can be stressful. Issues that can be rationally discussed at home can turn into far bigger problems in an unfamiliar place where expenses and pressure to have fun are already amplified.
Old Mutual Insure advises consumers to follow these tips when travelling:
Before your trip, it’s important to discuss what you want to do during your time away and what you hope to get out if it with your partner. Vacations are a time for adventure and exploring new things, often filled with once in a lifetime experiences. It’s important to voice your opinion and make plans that work for both of you. Going through the motions and agreeing to do things reluctantly makes room for resentment and tedious arguments.
However, it’s important to step out of your comfort zone and do some things that may not be at the top of your list for the sake of your partner and know that it will happen in return.
• Manage expectations
Keep in mind that just because you’re on vacation doesn’t mean that every day is going to be equally exciting. There may be some downtime during your travels or moments where you just want to relax. Remember that while being on vacation is meant to be a fun and relaxing experience, traveling will involve some level of personal stress.
If you or your partner are feeling overwhelmed or stressed, don’t feel forced to visit every tourist attraction on that particular day. Instead take the needed time to relax, whether it’s in your hotel room or at a local spa.
• Protect your valuables
Now that you’re married, you and your partner probably have acquired shiny new additions to your ring fingers. While you may want to show off your new wedding bands during your travels, it’s important to take proper care of your rings to keep them safe and make sure your vacation is as carefree as possible. Here are a few things you can do to ensure your rings’ safety:
1. Be sure to insure your rings prior to your trip. In fact, it is important to insure your rings as soon as possible to protect from loss or theft. Online insurance like Old Mutual Insure, offer insurance options to make sure your new wedding bands are protected while traveling. Alternatively, Old Mutual Insure’s Travelsure product offers comprehensive travel insurance which includes some protection from your jewellery being lost or stolen whilst on your trip.
2. Take off your rings when swimming. Not only does your finger shrink when it’s cold making it easier for your ring to get lost, but pool chemicals, sand, and salt water can all cause damage to your ring.
3. While some couples opt to wear fake wedding bands while traveling, others are more hesitant to take off their beloved rings. If you and/or your partner plan on bringing your actual wedding rings with you on vacation be sure to store them in a secure place such as a hotel safe.
• Keep track of money
Divide travel expenses in a way that makes sense for both you and your new spouse. For example, one person can pay for the food while the other takes care of accommodation. If that doesn’t work, you can each take turns paying for your expenses each day. Keep receipts, but remember the point of traveling together is to have fun, so be kind.
Set a budget with your partner before you leave and adjust it if things are different once you get there.
Also, be sure to keep your bank cards and money safe while travelling, as tourists can often be easy targets for local pickpockets and criminals.
Most importantly, have fun! While stress may arise during your travels and challenges may present themselves, it’s important for you to consider travel insurance as an investment to combat the most crucial of situations.